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Will I find better rates for a given health policy if I shop around?
No. Making sure to compare apples and apples (age, area, health status, etc), you will get the best health rate for a given plan right here when you run your health insurance quote. The carriers do not offer discounts to certain agents or quoting services so you can feel confident that the best rates are here at one site across multiple carriers and plans.
Do you charge any fee for your service?
No. Independent agents like me receive a commission from the carrier similar to travel agents. This commission is the same for all agents so there's no reason to go somewhere else. This commission allows us to provide cutting edge quoting and membership capabilities but at absolutely no cost to you.
Why should I go through NicoleKnowsHealthInsurance.com?
If the rates are all all the same, why not take advantage of my quoting engine which combs the major life carriers and plans and narrows it down to the best priced and most affordable health plans that meet your requirements. I bring a wealth of experience and guidance to empower you, and our information is clearly about giving you the edge when choosing your health plan. Give me a call and you'll realize we're trying to help you get the plan that fits you.
How do we get paid?
Independent agents like me receive a commission from the carrier similar to travel agents. This commission is the same for all agents so there's no reason to go somewhere else. This commission allows me to provide cutting edge quoting and membership capabilities but at absolutely no cost to you. I am an impartial third party solely concerned with helping you find the most affordable health insurance plan to fit your needs.
Is there a fee to apply through you?
No. In fact, you will have a 10 day free look period from when the the carrier comes back with an offer to cancel the policy never effective. There's also no application fee required for California health insurance.
How does all this translate? You can have complete confidence that you are getting the best rate with no fees to apply and the protection of a money-back guarantee within 10 days! Quote away!
Will you help me after I'm accepted and enrolled on a health plan?
Absolutely. I'm with you through the life of the policy. Not only can I help with choosing a plan and enrolment, but I'm also here for membership issues that arise later on. Probably the biggest one is re-evaluating your chosen plan and life insurance needs to make sure you're well taken care of at the best possible health rate.
Are you impartial in helping with the health process?
This is probably the most important benefit I bring. So often, the biggest key to any purchase is the ability to know the company is acting in your best interests...as if you were them. I'm an are independent agent...not captured agent. If I just wanted to increase commissions, I would be recommending the richest plans. You'll see that's definitely not my take because I don't feel it makes sense. You are in charge. I just act on your behalf and I'm happy with whatever plan and rate you decide upon.